550001 - User is not allowed to perform this action

I finally got my Live API App ID from paypal.. after they took down they app submission system for 3 weeks.

Ive setup my main business paypal account as the network reciever. That account is currently "unverifed" but that shouldnt matter. It is a business (non pro) account.

The example store owner's paypal address is my private paypal account. its verifed and have been using it for sending and reicieving money for years. Its a business account.

Ive entered the correct paypal api user/pass and sig, and entered the app id i recieved from x.com.

Im getting an error when testing the LIVE mode.

550001 - User is not allowed to perform this action

Any ideas?