AFFILIATES + MEMBERSHIP Account Credit

Hello everybody,

I want to setup a referral system for my Membership 2 Memberships.
I've been reading into the Affiliates plugin, but I'm getting the impression that it only pays out hard cash to my Affiliates.

This may be good for setting up partnerships with other businesses and sites, but I want my members to refer other members and get an account credit for their next recurring payment. Is that possible?

Also, I'd like to confirm a few things about Affiliates:

1. The site admin must have a paypal account to have payouts removed from
2. The affiliate must have a PayPal account to receive the payment to
3. I cannot align payouts with Stripe (my Membership 2 gateway)
4. I cannot apply a credit to a member's next bill in Membership with Affiliates

Thank you in advance!