Business Services Theme - Easy(er) way to not use Images and/or Ads?

Please see front page of Term Doctor. My notes that offer more detail about my question.

Is there a more simple / easier way to avoid using the images on the home page? I really don't have a image idea in mind.

This is a fairly basic business / financial / insurance services website. Term Life Insurance. Is there another theme that might be more appropriate?

Thanks

PJ