Classifieds: Classified layout and links

I don’t think I understood this plug in when I downloaded it. Bare with me here.

Is this not a front end thing???

Seems like I can only create an ad if I am a user on the site and from the backend. Is that right or wrong?

What I am looking for is the ability to have a real classified site like any newspaper site. Someone comes to the site and wants to place an ad, they click place ad, fill out the form, submit payment and it’s done.

Also, the front page of what I see is just terrible. Isn’t there a simple category style layout?

Not complaining here so don’t beat me up. Just need to understand if I got the right plug in for the job or not.