How can I get Membership working with Enhanced Recurring Payments?

It was a bit of a crushing blow to find out that—after all my setup work—there's no way to configure Membership and Paypal to accept recurring payments without the customer having a paypal account. This is just not an option for me to accept, so I have to find another way. We're going live on Wednesday and need to get this working ASAP. Please tell me there is a solution somewhere to get this working that I don't know about.