how to get password field to say "Password" like Username field?

hi y'all -

so the bp-community theme has a login form sitting right there on the top right in the same bar with the searchbox. that's all good and everything but....

my beta testers are saying "why can't the password field say Password just like the username field does (until i start typing)?"

oh, they also want to know why the remember me button can't have text below it or to the side instead of on mouseover.

i'm having a grand old time failing at figuring out how to tweak that stuff.

all help will be greatly appreciated!

ps wpmudev staff - on a macOSX running firefox there is no visible cursor in these topic boxes that this text is in and DAMN if that ain't making it really freaking hard to type and edit - any chance on that being modified?