Membership - Suggestions

1. When a subscriber hits the first page of the subscription form and they don't complete payment. Their acccont is still created but remains inactive and they can't login. This is desirable if they user then decides sign-up later. They'd have to use a new email address or something.

Can it be made so that the account is created and made active so they can login and buy a subscription if they decide to at a later point.

2. There needs to be some kind of reporting in the User Profile that indicates when their subscription expires. Same for the Administrator side.