PayPal is saying that there is nothing wrong with the system right now. But, even when there is nothing wrong with my PayPal account, the user gets this notice:
"The PayPal site is currently experiencing technical difficulties with our credit card processor. We are working to solve this problem as quickly as possible. If you would like to Send Money, please fund your payment with your PayPal balance, PayPal Credit or bank account. If you would like to use your credit card, please return to the PayPal website later to complete your transaction. We apologize for any inconvenience this may cause."
Thus, my site is unable to process credit card payments for both types of included PayPal payment gateways.
Does anybody else experience this?