Paypal x Pro Sites Recurring payments

Hey!

I noticed that my customers, have to create an PayPal account, in order to purchase a Pro Site upgrade.

Isn’t it possible, to change the Paypal settings, so that users only have to insert name & creditcard informations?

And why isn’t Paypal collecting money to my account from day one? It looks like they wait the period out, before collecting recurring payments?

Thanks!