What are the other options for payment in an Etsy style marketpress installation?

Hi

After reading https://premium.wpmudev.org/forums/topic/paypal-chained-payments-vs-express-checkout I'm very concerned now about using chained payments on my marketplace. I don't want to be responsible for refunds for products when I've only received about 20p from a sale!

So my question is, what are the alternative methods I can use to allow vendors to be paid for their goods in my store?

If all else fails, is there a way to set it up so that each store owner simply receives their payment directly? Then I'll just charge them using prosites for their store access. Hopefully with cheaper options for those who list less products and upgrades to bigger stores for those who want to list more?

I would have liked to have charged a fee per sale, but I can't see any way around that now. I have to avoid being responsible for refunds or disputes at all costs, I don't want to go down that road! I just want people to be able to show off their products on my site with other sellers selling related products, and earn from it along the way somehow!

Please can someone make some suggestions?

Thanks

Sally

  • Jack Kitterhing
    • Code Norris

    Hi there @Sally,

    Hope you're well today and thanks for your question.

    That's certainly very interesting and I'm sure Jonathan will post more on that thread soon.

    Personally I would use the global cart with PayPal express, this way each seller receives their own payment and you aren't involved in that process :slight_smile:

    I'd then charge the seller for their store using Pro sites :slight_smile:

    Thanks!

    Kind Regards
    Jack.

  • Sally
    • The Crimson Coder

    Hi @Jack Kitterhing

    With global cart enabled, doesn't that mean buyers can buy from multiple stores at the same time? I don't want them to be able to do that, as it will complicate payments :slight_smile:

    I'm looking for a way to set up direct payments to the sellers by the buyers only, which won't involve me at all - will each person who 'rents' a subdomain from me on my site be able to simply input their paypal details into their store for this?

    Will I then be totally free of any responsibility for refunds?

    Thanks again

    Sally

  • be
    • WP Core Meltdown

    Hi Sally.
    Unless something has dramatically changed that I haven't found yet. This is the way chained payments function..
    The confusing things when making your app application (have you done that as yet?)
    is usually in choosing which party you are..
    If you are the commission taker only - you are the SECONDARY receiver.. with all store holders being the PRIMARY recievers..
    This means you simply get the setup commission amount with each transaction and each store is responsible for each transaction in so far as refunds etc..

    You must always ensure you have a clear "terms and conditions etc setup before your application or paypal will normally reject the application anyway..
    Depending on what you are selling and your setup and your country etc legal requirements...
    Noting the site is a gateway or provider of a platform therefore all refunds etc etc are handled by individual stores within X timeframe. (you need to obtain your own legal advice on this)

  • Jack Kitterhing
    • Code Norris

    Hi there @Sally,

    Hope you're well today, @be has provided some great information here.

    With regards to the refund issues, even if your not technically involved, similar to ebay/PayPal I believe you would be involved, I'd highly recommend taking some expert legal advice here form someone who specialises in e-commerce.

    Thanks!

    Kind Regards
    Jack.

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