What's in your TOS/AUP

Greets:

Yup, it's another one of those topics yet again. :wink:

What's in your ToS/ AUP?

Do you combine them as one document?

Do you have an attorney look over yours?

Or do you just wing it like wp.com did for the first 2 years?

Do you assume that every body is an angel or one step away from getting your install blackballed by the net?

Why I'm thinking about it: http://www.lowendbox.com/blog/rackvm-2-80-128mb-xen-vps-in-uk/